NAPLES GOLF GUY BLOG

Lakewood Ranch Home Pending

Lakewood Ranch Home Under Contract!

Spacious Lakewood Ranch home under contract! Working with the Naples Golf Guy Team our clients found this spectacular pool home in a gated Del Webb community.

17327 Hampton Falls Terrace, Lakewood Ranch, FL – List Price $1,295,000

Lakewood Ranch Home with a Pool

 

More About this Lakewood Ranch Home:

Lakewood Ranch HomeA beautiful single family home with the popular Pinnacle floor plan on a premium waterfront lot! This spacious home was professionally decorated and includes the furnishings. The high ceilings and the functional floor plan offer casual but gracious living. The soft neutral color palette, LED recessed lighting, crown molding accents many of the ceiling designs.

The Owner’s Suite features a spacious walk-in closet and huge walk-in shower. Two additional bedrooms with ensuite and adjacent bathrooms are located on separate sides of the home. The home office is the perfect workspace.

The gourmet kitchen is a chef’s dream and boasts an abundance of 42” cabinets with soft close drawers and doors, Kentico water filtration system, gas cook top, quartz countertops, a large walk-in pantry, state-of-the-art stainless-steel appliances, built-in ovens, and a large island. The wine bar makes entertaining a breeze.

Lakewood Ranch Home with Gourmet KitchenThe great room opens through sliding doors to the private outdoor sanctuary. The expansive screened lanai offers a custom designed heated pool and spa with water features, paver outdoor space, outdoor kitchen with grill, hood fan, refrigerator, sink and seating at the bar. The oversized covered lanai has room for dining and seating areas and is enhanced with motorized remote controlled shades providing the perfect place to relax.

  • Bedrooms: 3
  • Bathrooms: 3
  • Square ft.: 2,488
  • Year Built: 2018

Del Webb’s 55 plus Lakewood Ranch community offers a luxury resort lifestyle for residents. Experience luxury, tranquility, and a vibrant community. There is a full-time lifestyle director to coordinate the plethora of activities. At the center of the community is a 28,000 sq. ft. Lakeside Clubhouse, Resort-style Pool, State-of-the-Art Fitness Center, 6 Tennis courts, 8 lighted Pickle Ball courts, Bocce, Art Center, Billiard Room, Internet Café and Restaurant.

Are you looking for your dream home in Lakewood Ranch or another Southwest Florida city? Let us be your guide – 239.370.0892.

How to Find The Right Golf Community

Southwest Florida Golf Community TrendsWith more than 150 golf communities in Southwest Florida, finding the perfect one to call home doesn’t just feel intimidating, it is. Different golf clubs offer different amenities, courses and lifestyles. To discover what truly feels right for you requires an insider’s perspective.

It requires Matt Klinowski, aka The Naples Golf Guy.

Matt and his team are the area’s most trusted resource when it comes to buying and selling golf community homes in southwest Florida. He’s got more than 20 years of experience, relationships up and down the coast and knows every club like the back of his hand. He’s always ahead of the game, so his clients don’t have to be.

A hard-working entrepreneur, who admittedly is not a “self promoter,” Matt has built a thriving business by combining his passion for golf and real estate. But what it’s really about for him is people. He has a natural ability to connect with his clients and ensures their happiness time and time again. For him, helping someone find their dream home is like chipping in from 40 yards out…only better. He’s not just buying and selling real estate—he’s helping people take the luxury lifestyles they dream of and making them a reality.

In terms of real estate expertise, Matt can “hit every club in the bag”—he deals in condos, single family homes, existing properties, new construction and more.

Naples Golf Guy Team Matthew Klinowski Michele Klinowski Mike Pepple Mackenzie DavisAnd, what’s more: there is no separation between “Matt the realtor” and “Matt the person.” Authenticity is his super power.

Matt combines a human-first approach with his natural tendency to hustle, always in service of others. It’s that opportunity to serve that fires him up to go to work everyday—and if he’s being honest, most days it doesn’t feel like work.

With hundreds of satisfied clients, no one knows the southwest Florida terrain better than Matt. So when it comes time to find your dream home at your dream club, call on the best: Matthew Klinowski, The Naples Golf Guy.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentMatt Klinowski aka Naples Golf GuyThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 25th, 2023 Posted by Matt

Heritage Bay Terrace Condo Pending

Another Heritage Bay Terrace Condo Under Contract

This Heritage Bay Golf Terrace Condo includes a FULL GOLF MEMBERSHIP and is located in one of the best bundled golf communities in Naples, Florida.

10329 Heritage Bay Blvd. Unit 1636 Naples, FL – List Price $429,900

Heritage Bay Terrace Condo

More About this Heritage Bay Terrace Golf Condo:

FULL GOLF MEMBERSHIP INCLUDED with this 3rd-floor condo in Heritage Bay. This spacious Brookside model is by far the most popular of the Terrace condos. The unit offers a spectacular panoramic view of the golf course, lake and preserve all from the comfort of the screened-in lanai and living area. From the moment you walk in this TURNKEY furnished unit, you’ll see it is in immaculate condition and move-in ready. The kitchen includes stainless steel appliances, granite countertops and crown molding.

Most important, this 2 bed plus den and 2 bath condo is in one of the BEST BUNDLED GOLF communities in Naples.

  • Two BedroomsHeritage Bay Golf Course Naples FL
  • Two Bathrooms
  • 1,232 Square feet under air
  • Year Built: 2009

Whether you are buying or selling a home in Heritage Bay, contact us today for all of your real estate needs – 239.370.0892.

Heritage Bay TennisMore About Heritage Bay Golf & Country Club

Heritage Bay is a bundled golf community located in North Naples.  Your membership fees will be included in the purchase of the home and monthly dues are included in your regular community fees.  The golf course was designed by Gordon Lewis and Jed Azinger and includes spacious fairways and undulating greens.  Also, there is a large practice area with an aqua range and short game area.

Additionally, the club recently completed a $10 million improvement project to enhance the amenities for all residents of Heritage Bay. There is a brand new resort-style pool with a full service outdoor restaurant. The clubhouse has an updated Grille room overlooking the golf course and offers a casual dining option for members to enjoy after a round of golf.Heritage Bay Pickleball or Pickle ball

Beyond golf, club amenities include 7 Har-Tru tennis courts, fitness center, pickleball courts, bocce courts and a full social calendar!

Finally, the golf course is surrounded by single family homes, condos and coach homes.  Learn more about Heritage Bay…

How to Find The Ideal Golf Community

With more than 150 golf communities in Southwest Florida, finding the perfect one to call home doesn’t just feel intimidating, it is. Different golf clubs offer different amenities, courses and lifestyles. To discover what truly feels right for you requires an insider’s perspective.

It requires Matt Klinowski, aka The Naples Golf Guy.

advantages of a bundled golf communityMatt and his team are the area’s most trusted resource when it comes to buying and selling golf community homes in southwest Florida. He’s got more than 20 years of experience, relationships up and down the coast and knows every club like the back of his hand. He’s always ahead of the game, so his clients don’t have to be.

A hard-working entrepreneur, who admittedly is not a “self promoter,” Matt has built a thriving business by combining his passion for golf and real estate. But what it’s really about for him is people. He has a natural ability to connect with his clients and ensures their happiness time and time again. For him, helping someone find their dream home is like chipping in from 40 yards out…only better. He’s not just buying and selling real estate—he’s helping people take the luxury lifestyles they dream of and making them a reality.

In terms of real estate expertise, Matt can “hit every club in the bag”—he deals in condos, single family homes, existing properties, new construction and more.

Naples Golf Guy Team Matthew Klinowski Michele Klinowski Mike Pepple Mackenzie DavisAnd, what’s more: there is no separation between “Matt the realtor” and “Matt the person.” Authenticity is his super power.

Matt combines a human-first approach with his natural tendency to hustle, always in service of others. It’s that opportunity to serve that fires him up to go to work everyday—and if he’s being honest, most days it doesn’t feel like work.

With hundreds of satisfied clients, no one knows the southwest Florida terrain better than Matt. So when it comes time to find your dream home at your dream club, call on the best: Matthew Klinowski, The Naples Golf Guy.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentMatt Klinowski aka Naples Golf GuyThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 22nd, 2023 Posted by Matt

Coconut Shores Villa Sold

Coconut Shores Villa Sold!

Another Coconut Shores Villa Sold! Listed by the Naples Golf Guy Team, this villa is newly renovated and move-in ready. We offer a low-stress selling experience to our clients.

23111 Coconut Shores Dr. Estero, FL – Sales Price $505,000

Coconut Shores Villa for Sale

More About this Coconut Shores Villa:

Cocount Shores Villa For Sale Estero FLFrom the coastal design elements to the extensive upgrades, you’ll fall in love instantly! The spacious floor plan allows for guests to have privacy in their own wing separate of the master bedroom. The den can easily be converted to a third bedroom and allows for privacy thanks to the pocket doors!

This home has PLENTY of STORAGE thanks to BUILT OUT CLOSETS, abundance of cabinets, and two car garage!

Coconut Shores Villa for Sale Estero FloridaNotable upgrades include flooring, NEW ROOF (2023), newer AC and hot water heater, HURRICANE SHUTTERS, & MORE (ask for the UPGRADE LIST)!

Enjoy all of the stunning Florida weather on the EXTENDED, SCREENED LANAI with a PRIVATE LANDSCAPED VIEW!

  • Two Bedrooms plus Den
  • Two Bathrooms
  • 1,708 Square feet under air
  • Year Built: 2002

Coconut Shores Estero FL AmenitiesCoconut Shores is a quaint community with LOW HOA DUES offering a wide array of amenities including a community pool and spa, fitness room, clubhouse, tennis courts, pickleball, fishing pier, tiki hut, and plenty of social events to meet new friends!

The location is UNBEATABLE! Just West of US 41 between Fort Myers and Naples, this gated community is close to world class dining, shopping, golf, the sandy white beach of the Gulf of Mexico, hospitals and all just within minutes from the airport!

If you are considering selling, you still have an opportunity to maximize the value of your home. Call or text us today – 239.370.0892.

Work with an Experienced Real Estate Agent

Golden Opportunity to sell your home with the Naples Golf GuyWith nearly 20 years of experience helping sellers with their golf community real estate needs, we would like to share our strategy for how we’re helping maximize the number of offers homeowners are receiving and ultimately higher sales prices.

Our team is committed to extraordinary customer service with an emphasis on detail and frequent communication.

We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. We are dedicated to making the sales process easier for you and your family.

We would very much like to meet you and learn about your home and help provide a stress-free selling environment for you and your family.

Call, text, or email us today for a complimentary market analysis – 239-370-0892.

Make Your Home Listing Stand OutHome Selling Tips

Why Hire a Real Estate Agent to Sell Your Home

Should I Use a Realtor or Sell on My Own?

Home Selling Tips…

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentMatt Klinowski aka Naples Golf GuyThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 20th, 2023 Posted by Matt

Milano Condo Sold

Milano Condo Sold in Naples Florida

This Naples Milano condo sold for top dollar! Listed by the Naples Golf Guy Team, the unit is BRIGHT and SPACIOUS featuring an open floor concept on the main floor. This North Naples unit includes three bedrooms, and two and a half bathrooms.

15640 Marcello Cir. N. Unit 164 Naples, FL – Sales Price $420,000

More About This Milano Condo:

Situated on one of the BEST LOTS in the community overlooking the widest part of the lake. Enjoy your morning coffee on the lanai overlooking the picturesque lake. The kitchen boasts high ceilings allowing for plenty of light to fille the home.

The master bedroom has high vaulted ceilings, walk in closet and an on-suite bathroom with walk in shower and dual sinks. Whether you are looking for a starter home or a vacation home, this is a must see unit!Milano Condo for Sale 15640 Marcello Cir. Naples FL

  • 3 Bedrooms
  • 2.5 Bathrooms
  • 1,580 Square feet under air
  • 1 Car Garage
  • Built in 2006

Milano condo amenitiesMilano’s amenities include lighted tennis courts, community pool, basketball court and dog park. All located just minutes from I-75 and close to many shopping and dining options and 10 minutes to beaches!

Considering buying or selling a home in Naples? Let’s connect to discuss your options, call or text 239.370.0892.

Should You Sell Your Home?

Prices are adjusting in many communities. However, it is still a seller’s market. As the market continues to shift, it is critical to price your home correctly. A Realtor will help provide the most recent sales data to help you make an informed decision on the list price of your home. Not to mention, with over over 180 actions required to successfully complete a real estate transaction, they will save you time. From scheduling showings, contract negotiations, organizing inspectors, attorneys, title companies and a mountain of paperwork.

With almost 20 years of experience helping sellers with their golf community real estate needs, we would like to share our strategy for how we are helping maximize the number of offers homeowners are receiving and ultimately higher sales prices.

As an experienced real estate team, we have made a career out of helping people sell homes in premier golf communities. As you may well know, opportunities such as today’s market for sellers only comes every so often.

Call, email or text us today for all of your real estate needs – 239.370.0892.

Home Selling Tips

Make Your Home Listing Stand OutHome Selling Tips

Why Hire a Real Estate Agent to Sell Your Home

Should I Use a Realtor or Sell on My Own?

Home Selling Tips…

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentMatt Klinowski aka Naples Golf GuyThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 20th, 2023 Posted by Matt

Beach Lot Pending Sale

Beach Lot Pending Sale!

This spectacular Ft Myers Beach Lot pending sale is in a prime location just 150 YARDS FROM THE SANDY WHITE BEACHES OF THE GULF OF MEXICO! The lot offers partial Gulf views from the northern side of the property and a rear southern exposure.

116 Bayview Ave. Ft. Myers, FL 33931 – List Price $599,999

fort myers beach lot for sale at 116 bayview avenue

This beach lot offers easy access to the sandy white beaches of the Gulf of Mexico. This is your opportunity to own your own slice of paradise on Fort Myers Beach! You will be able to grab your umbrella and beach chair and walk directly to Fort Myers Beach.  And, tot only is this lot within walking distance of the beach, it is also within walking distance to the grocery store and restaurants.

Rebuilding efforts in the area are well under way on Fort Myers Beach. Businesses are opening every day! This is your opportunity to build your dream home and live the Florida lifestyle with beautiful sunsets every evening from the comfort of your own home.

Fort Myers Beach Lot for sale in Florida

From Gulf to Golf, we will help you find the perfect property to suit your lifestyle.

 

 

 

 

 

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentMatt Klinowski aka Naples Golf GuyThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 12th, 2023 Posted by Matt

Value of an Agent When Buying

The Value of an Agent When Buying Your New Construction Home

Value of an Agent When Buying New constructionBuying a new construction home can be an exciting experience. From being the very first owner, to customizing your home’s features, there are a lot of benefits. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference.

An article from The Mortgage Reports sums it up like this:

Your Realtor or real estate agent will be key to helping you navigate this process. . . . they can guide you through construction and help anticipate and solve for any possible snags along the way.”

Here’s how your agent is an invaluable resource in your search to find and buy your new home.

Agents Know the Local Area and Market

Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. For example, you’ll want to be aware if there were any plans to construct a highway through the woods behind your prospective backyard. It’s important to consider how the neighborhood and the surrounding area might evolve before making your home purchase. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs.

Knowledge of Construction Quality and Builder Reputation

An agent also has the expertise to evaluate the construction quality and reputation of different builders. Their knowledge and experiences with local builders allow them to offer insights into each one’s track record, customer satisfaction, and construction practices. This information can help you avoid any potential risks and help you confidently select a builder known for delivering quality homes.

Assistance with Customization and Upgrades

The most obvious benefit of opting for new home construction is the opportunity to customize your home to suit your preferences. Your agent will guide you through that process and share advice on the upgrades that are most likely to add long-term value to your home. Their expertise ensures you focus your budget on areas that will give you the greatest return on your investment later on.

Understanding Builder Contracts and Negotiations

Builder contracts can be complex and differ from traditional home purchase agreements. Your agent can help you navigate these contracts to make sure you fully understand the terms and conditions. They’re also skilled negotiators who can advocate on your behalf, potentially securing better deals, upgrades, or incentives for you throughout the process.

Bottom Line

The guidance and expertise of a local real estate agent can make all the difference in turning your vision of the perfect home into a reality. Let’s connect so you can feel confident about purchasing your new construction home.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentNaples Golf Guy aka Matt KlinowskiThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 10th, 2023 Posted by Matt

Four Ways You Can Use Your Home Equity

Four Ways You Can Use Your Home Equity

Four Ways You Can Use Your Home EquityWhat are the best four ways to use you can use your home equity? If you’re a homeowner, odds are your equity has grown significantly over the last few years. Equity builds over time as home values grow and as you pay down your home loan. And, since home prices skyrocketed during the ‘unicorn’ years, you’ve likely gained more than you think.

According to the latest Equity Insights Report from CoreLogic, the average homeowner has more than $274,000 in equity right now. That much equity can help you achieve certain goals. In a recent article, Bankrate elaborates:

While the pandemic created serious challenges, the silver lining for anyone who owned a home was the sizable equity gain. Understanding how home equity works, and how to leverage it, is important for any homeowner.”

Here are a few examples of how you can put your home equity to work for you.

1. Buy a Home That Fits Your Needs

If your current space no longer meets your needs, it might be time to think about moving to a bigger home. And if you’ve got too much space, downsizing to a smaller home could be just right. Either way, you can put your equity toward a down payment on a home that fits your changing lifestyle. A real estate agent can help you figure out how much equity you’ve got and how to use it when buying your next home.

2. Reinvest in Your Current Home

Renovations are a great option if you want to change your living space, but you aren’t yet ready to make a move. Home improvement projects give you the freedom to tailor your home to match your needs and personal style. But it’s important to consider the long-term benefits certain upgrades can bring to your home’s value. Lean on a real estate professional for the best advice on which improvement projects to prioritize in order to get the greatest return on your investment when you sell later on.

3. Pursue Personal Ambitions

Home equity can also serve as a catalyst for realizing your life-long dreams. That could mean investing in a new business venture, retirement, or funding an education. While you shouldn’t use your equity for unnecessary spending, using it responsibly for something meaningful and impactful can really make a difference in your life.

4. Understand Your Options to Avoid Foreclosure

Today the number of foreclosure filings remains below the norm, so there’s no need to fear a wave of foreclosed homes flooding the market. But unfortunately, there are still some homeowners who experience the foreclosure process each year. If you’re facing financial difficulties, having a clear understanding of your options and how your equity can help is crucial. Equity can act as a financial cushion that can be used in times of unexpected challenges or unforeseen circumstances that may disrupt your ability to make mortgage payments on time.

In an article, Freddie Mac explains it this way:

If exiting your home is the best option for you, selling with equity may be a good option. When selling with equity, you are using the proceeds from selling your home at a higher price than the amount you owe on your mortgage to pay off your remaining mortgage debt.”

Bottom Line

Your equity can be a game changer in reinvesting in your needs, pursuing your goals, and even helping you avoid foreclosure during difficult times. If you’re unsure how much equity you have in your home, let’s connect so you can start planning your next move.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentNaples Golf Guy aka Matt KlinowskiThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 7th, 2023 Posted by Matt

How Inflation Affects Mortgage Rates

How Inflation Affects Mortgage Rates

How Inflation Affects Mortgage RatesWhen you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision affect you and your plans to buy a home? Here’s what you need to know.

The Fed is trying hard to reduce inflation. And even though there’s been 12 straight months where inflation has cooled (see graph below), the most recent data shows it’s still higher than the Fed’s target of 2%:

While you may have been hoping the Fed would stop their hikes since they’re making progress on their goal of bringing down inflation, they don’t want to stop too soon, and risk inflation climbing back up as a result. Because of this, the Fed decided to increase the Federal Funds Rate again last week. As Jerome Powell, Chairman of the Fed, says:

We remain committed to bringing inflation back to our 2 percent goal and to keeping longer-term inflation expectations well anchored.”

Greg McBride, Senior VP, and Chief Financial Analyst at Bankrateexplains how high inflation and a strong economy play into the Fed’s recent decision:

Inflation remains stubbornly high. The economy has been remarkably resilient, the labor market is still robust, but that may be contributing to the stubbornly high inflation. So, Fed has to pump the brakes a bit more.”

Even though a Federal Fund Rate hike by the Fed doesn’t directly dictate what happens with mortgage rates, it does have an impact. As a recent article from Fortune says:

“The federal funds rate is an interest rate that banks charge other banks when they lend one another money . . . When inflation is running high, the Fed will increase rates to increase the cost of borrowing and slow down the economy. When it’s too low, they’ll lower rates to stimulate the economy and get things moving again.”

How All of This Affects You

In the simplest sense, when inflation is high, mortgage rates are also high. But, if the Fed succeeds in bringing down inflation, it could ultimately lead to lower mortgage rates, making it more affordable for you to buy a home.

This graph helps illustrate that point by showing that when inflation decreases, mortgage rates typically go down, too (see graph below):

Inflation Affects Mortgage Rates

As the data above shows, inflation (shown in the blue trend line) is slowly coming down and, based on historical trends, mortgage rates (shown in the green trend line) are likely to follow. McBride says this about the future of mortgage rates:

“With the backdrop of easing inflation pressures, we should see more consistent declines in mortgage rates as the year progresses, particularly if the economy and labor market slow noticeably.”

Bottom Line

What happens to mortgage rates depends on inflation. If inflation cools down, mortgage rates should go down too. Let’s talk so you can get expert advice on housing market changes and what they mean for you.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentNaples Golf Guy aka Matt KlinowskiThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

August 6th, 2023 Posted by Matt

Pricing Your House Right

Pricing Your House Right Still Matters Today

Pricing Your House Right Still Matters Today what is your home worthWhile this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. That’s because the number of homes for sale is still so low. Data from the National Association of Realtors (NAR) shows 76% of homes sold within a month and the average saw 3.5 offers in June.

To set yourself up to see advantages like these, you need to rely on an agent. Only an agent has the expertise needed to find the right asking price for your house. Here’s what’s at stake if that price isn’t accurate for today’s market value.

The price you set for your house sends a message to potential buyers.

Price it too low and you might raise questions about your home’s condition or lead buyers to assume something is wrong with it. Not to mention, if you undervalue your house, you could leave money on the table, which decreases your future buying power.

On the other hand, price it too high and you run the risk of deterring buyers from ever touring it in the first place. When that happens, you may have to do a price drop to try to re-ignite interest in your house when it sits on the market for a while. But be aware that a price drop can be seen as a red flag for some buyers who will wonder why the price was reduced and what that means about the home.

recent article from NerdWallet sums it up like this:

Your house’s market debut is your first chance to attract a buyer and it’s important to get the pricing right. If your home is overpriced, you run the risk of buyers not seeing the listing . . . But price your house too low and you could end up leaving some serious money on the table. A bargain-basement price could also turn some buyers away, as they may wonder if there are any underlying problems with the house.”

Think of pricing your home as a target. Your goal is to aim directly for the center – not too high, not too low, but right at market value.

Pricing your house fairly based on market conditions increases the chance you’ll have more buyers who are interested in purchasing it. That makes it more likely you’ll see multiple offers too. Plus, when homes are priced right, they still tend to sell quickly.

To get a high-level look into the potential downsides of over or underpricing your house and the perks that come with pricing it at market value, see the chart below:

Lean on a Professional’s Expertise to Price Your House Right

So why is an agent essential in finding the right price? Your local agent has the skill and the insight necessary to find the market value of your home. They’ll use their expertise to determine a realistic listing price by assessing:

  • The prices of recently sold homes
  • The current market conditions
  • The size and condition of your house
  • The location of your house

Bottom Line

Pricing your house at market value is critical, so don’t rely on guesswork. Let’s connect to make sure your house is priced right for today’s market.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentNaples Golf Guy aka Matt KlinowskiThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

July 31st, 2023 Posted by Matt

Azure Open House Today

Azure Open House Today

Visit our Azure Open House Today, July 30th from 1-4 PM to see this spectacular COASTAL CONTEMPORARY Sandhill Model. NEVER LIVED-IN and LOADED WITH UPGRADES!

9040 Mayreau Way Naples, FL 34114 – List Price $729,900

 

At Our Azure Open House Learn More About This Attached Villa in Hacienda Lakes:

Azure Open House at 9040 Mayreau WayMove right into this spacious 2023 villa that was just completed. Upgrades include engineered hardwood and tile throughout.

A Chef’s Style Kitchen with a NATURAL GAS stove, Kitchen Aid Stainless Steel Appliances, QUARTZ Countertops and Large Center Island which opens up to the main living area. Large walk-in Pantry for plenty of storage.

Soaring Coffered Ceilings in living area & master bedroom along with plenty of natural light makes this attached villa light and bright. Covered lanai offers plenty of shade to enjoy beverages while taking in the serene lake.

Azure Open HouseMaster bathroom with dual sinks, glass-enclosed shower and large walk-in closet with upgraded shelving. Guest bedroom features a walk-in closet and access to a full bath with walk-in shower.

The third room is a perfect size for an Office or Den with double doors. Finally, the two car garage has upgrade epoxy flooring.

  • 3 Bedrooms
  • 2 Bathrooms
  • 1,643 Square feet under air
  • Built in 2023Azure Naples FL

Azure is a NEW Naples community rich with amenities including a luxurious clubhouse with resort-style pool & spa, fitness center, tennis and pickleball courts all within a Gated Community.

It’s conveniently located 5 miles from I-75 and 20 minutes from the sandy white beaches of the Gulf of Mexico and Fifth Avenue’s world-class dining and shopping.

Call today for a private showing – 239.370.0892.

Home Selling Tips

Make Your Home Listing Stand Out

Why Hire a Real Estate Agent to Sell Your Home

Should I Use a Realtor or Sell on My Own?

Home Selling Tips…

Are you considering selling your home? Call us today to learn your home’s value in today’s market – 239-370-0892.

Results You Can Count On

The Naples Golf Guy Team, as seen on Forbes, is committed to extraordinary customer service with an emphasis on detail. Professionalism, integrity and discretion are not goals, they are standards. We collaborate with our sellers to design and implement a customized marketing campaign to present your property to the world. If you are a buyer, we are committed to helping you find the community which will allow you to live the ultimate Florida lifestyle in Paradise.

Luxury Real Estate AgentNaples Golf Guy aka Matt KlinowskiThe above information was written by Naples Golf Guy, Matthew Klinowski P.A., an expert for more than 20 years in Southwest Florida Luxury Golf Community real estate.

Contact Matt:  Matt@NaplesGolfGuy.com

or at 239-370-0892

July 30th, 2023 Posted by Matt