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July 18, 2025

Buying in a Bundled Golf Community

What Clients Say They Wish They Knew Before Buying in a Bundled Golf Community

Buying a home in a bundled golf community sounds like a dream—and in many ways, it is. The idea of walking out your door and hitting the first tee, enjoying resort-style amenities, and being part of a vibrant social community is a huge draw, especially in places like Naples, Florida.

Many buyers have discovered a few things after the closing that they wish they’d known beforehand. Are you considering buying in a bundled golf community? You want to confirm that your golf membership is included with the home purchase. So, here are a few lessons and tips that may help you make a more informed decision.

Buying in a Bundled Golf Community

1. Bundled Doesn’t Mean Free

Yes, the golf membership is included with your home purchase, but that doesn’t mean it’s free. Every owner in the community pays annual or quarterly HOA fees that cover golf, tennis, clubhouse amenities, and more.

👉 Tip: Always ask for a detailed breakdown of fees, including HOA dues, capital contributions, food and beverage minimums (if any), and special assessments. It’s not just the purchase price—it’s the cost of the lifestyle.

2. Tee Time Access Can Vary

Azario at Esplanade Golf

One common misconception is that you’ll always be able to play when you want. In high season (think January through April), tee times can fill up quickly—especially in communities with more residents than holes of golf.

👉 Tip: Find out how many homes share access to the course and how the tee time system works. Some communities use lottery systems, booking windows, or apps to manage demand. Understanding this upfront can save frustration later.

3. Not Every Home in a Bundled Golf Community Includes Golf Membership

TPC Treviso Bay

Here’s something many buyers don’t realize until after they’ve signed a contract: some homes in bundled golf communities don’t come with golf privileges.

In certain communities, only specific property types or phases include golf membership—others may be designated as social memberships only. That means from October through April (peak season), you won’t have access to the golf course, even though you’re living in a golf community.

👉 Tip: Always confirm whether golf membership is deeded with the home. Don’t assume that just because you’re buying in a bundled golf community, you’ll automatically have golf access. If golf is a major reason you’re buying, this is a must-ask question before making an offer.

4. Seasonal Crowds Make a Difference

During peak season, the community is buzzing—which can be exciting but also a bit crowded. Pools, restaurants, and the course may feel busier than you expect. Off-season, things quiet down significantly.

👉 Tip: Visit the community during both peak and off-season, if possible. Talk to current residents about what daily life is really like year-round.

5. Not All Amenities Are Created Equal

Esplanade Amenities

From clubhouses and resort-style pools to fitness centers, pickleball courts, and full-service spas, bundled golf communities vary widely in what they offer—and how new or well-maintained those features are.

👉 Tip: Take a full tour of the community amenities. Ask about recent or upcoming renovations, and check if there are any special assessments tied to capital improvements.

6. Rental Rules Matter (Especially for Investors)

Many bundled golf communities are popular with seasonal renters—and that’s a great way to offset carrying costs. But each community has its own set of rental restrictions regarding frequency, duration, and whether tenants can use your golf membership.

👉 Tip: If rental income is part of your plan, review the community’s rental policy carefully. Some communities allow unlimited short-term rentals, while others are more restrictive.

7. The Resale Market is Tied to the Golf Market

Bundled golf homes tend to have strong resale value, especially in Southwest Florida, but they’re also subject to shifts in the golf real estate market. When inventory is high or buyer preferences shift, bundled communities may compete with non-golf neighborhoods for attention.

👉 Tip: Choose a home in a community with well-managed amenities, updated infrastructure, and a strong sense of community—those factors hold value over time, no matter the market.

8. You’re Buying More Than a Home—You’re Buying a Lifestyle

Naples Golf Guy Team 2024

The biggest surprise? How much the community and social side matter. From golf groups and wine tastings to fitness classes and live music by the pool, bundled golf communities often have full-time activities directors who keep the calendar full. If you want an active lifestyle and instant connections, this can be a huge plus.

👉 Tip: Ask for a copy of the monthly event calendar and consider attending a few social events (with a friend or agent who lives in the community). See if the vibe fits your lifestyle.

Final Thoughts

Buying in a bundled golf community has been a fantastic decision for many of my clients—and I’ve seen firsthand how much value and joy it can bring. But it’s not one-size-fits-all. The key is knowing what questions to ask and working with someone who understands the nuances of these communities.

If you’re exploring bundled golf communities in Naples, Florida or beyond, I’d be happy to help you find the one that fits your lifestyle, your budget, and your vision for what everyday life should feel like.

📞 Ready to talk golf properties? Let’s connect: [239-370-0892]
🌐 Browse bundled golf communities: Bundled Golf Communities – Naples Golf Homes | Naples Golf Guy

About Naples Golf Guy

For expert guidance in Southwest Florida real estate, contact Naples Golf Guy, Matt Klinowski P.A. Whether you’re looking to buy a single-family home or condo in Naples, Bonita Springs, Estero, Ft. Myers or Sarasota I can help. With over 20 years of experience, I offer valuable market information and insights into individual communities to help you find the perfect home and lifestyle in the best golf community to fit your needs. Reach out to me today to get started!

Contact Matt: Matt@NaplesGolfGuy.com or at 239-370-0892
Naples Golf Guy aka Matt Klinowski

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